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Australian property owners are seeing more boosts to their equity, with new figures showing that the vast majority of dwellings resold in the March quarter delivered a profit. According to the latest Pain & Gain Report from Cotality, 94.9% of resales in the March quarter achieved a nominal gain – meaning they sold for more […]

Buy-now-pay-later (BNPL) services have recently become regulated under the National Consumer Credit Protection Act 2009. This change means BNPL providers must now hold an Australian credit licence and comply with responsible lending obligations, just like banks and other lenders. The reform was introduced to address concerns about financial hardship and consumer harm in the BNPL

As we near the end of the 2024-25 financial year, the Australian Taxation Office (ATO) has shared tips for property investors preparing their tax returns. These guidelines are designed to help investors avoid common errors and make the most of their entitlements. Understand what you can and can’t claim Not all property expenses are immediately

Dwelling prices continue to trend upward across the nation, with the latest Home Value Index from Cotality (formerly CoreLogic) showing steady momentum in nearly all capital cities. The national median price rose 0.5% in May, contributing to a 1.7% increase over the first five months of 2025. This growth has been broad-based, with every capital

For buyers planning to purchase a property, conditional approval can be a smart first step. It gives a clear idea of borrowing capacity, and shows agents and sellers that a buyer is serious and financially prepared. Conditional approval doesn’t guarantee the final loan, but it does provide confidence to bid or make an offer –

Green loans are a type of finance designed to encourage environmentally friendly choices. They can help homeowners and property investors fund energy-efficient upgrades – while potentially benefiting from lower interest rates and special lending terms. These loans are offered by a growing number of lenders who want to support sustainable living. While the features vary

When buying property, most contracts require a 10% deposit to be paid at the time of exchange. But what if the buyer doesn’t have cash available straight away? That’s where a deposit bond can come in. A deposit bond is a financial guarantee provided by an insurer. It acts as a substitute for the cash

One of the first questions buyers often ask is how much they need for a home deposit. It’s a simple question with a slightly more complex answer – because the amount buyers need depends on their circumstances, goals and lender. The standard benchmark for a home deposit is 20% of the property’s purchase price. So,

Weddings are special, but they’re not cheap. According to a Moneysmart survey, the average Australian wedding costs $36,000, which is why many couples turn to outside funding sources. 60% of respondents said they got a loan, while 18% used their credit card. Here are six ways you could cover the costs of your big day.

Equity can be a powerful financial tool, which you may be able to use to fund the deposit on an investment property. Your home equity is the difference between your property’s market value and the amount you owe on your mortgage. For example, if your home was worth $800,000 and your mortgage balance was $500,000,